RTP in iGaming: Answers to Common Questions
To stand out in the competitive iGaming market, online casinos must offer not only popular games, but also transparency. One of the most discussed indicators is RTP — a metric that helps players evaluate their chances of winning.

What Is RTP?
RTP (Return to Player) is the percentage of total bets that a game returns to players as winnings. If a slot has a 97% RTP, players theoretically receive €0.97 for every €1 wagered over a large number of spins.
Importantly, RTP is calculated over millions of rounds. Short-term results often deviate from the theoretical value due to factors like hit frequency, volatility, bonus rate, and randomness.
RTP vs House Edge
- RTP shows what percentage of stakes the player gets back
- House Edge shows the share retained by the casino
For example, if RTP = 96%, then the House Edge = 4%. In other words, the longer a player plays, the more statistically likely the casino is to profit from each round.
Who Sets the RTP?
Game developers assign RTP values during development. RNG (Random Number Generator) software determines outcomes and is tested by independent labs like eCOGRA or iTech Labs.
Once certified, the RTP is locked. Neither the player nor the operator can modify it.
Can RTP Be Changed?
Generally no. However, some land-based slots or hybrid systems may allow variable RTP settings. In online games, RTP is fixed by the developer.
How to Calculate RTP?
RTP=(Total WinningsTotal Bets)×100%RTP=(Total BetsTotal Winnings)×100%
This formula helps experienced players analyze their long-term results.
How to Find RTP?
Search the game’s name + “RTP” on Google or check the game info screen within the casino lobby. Online slots usually display RTP openly, often ranging from 94% to 98%.
Why Are Online RTPs Higher Than Offline?
Online casinos have lower operational costs than land-based ones. No physical machines, fewer staff, and scalable infrastructure allow for more generous payout rates.
RTP vs Volatility

- High RTP + low volatility = frequent small wins
- High RTP + high volatility = rare but large wins
Players often overlook volatility, but it strongly affects the gaming experience and win frequency.
RTP vs Variance (Dispersion)
Variance is the deviation from the theoretical RTP during actual gameplay. Even a high-RTP game can result in a long losing streak due to variance, especially if thousands of players are spinning simultaneously.
Who Should Care About RTP?
RTP is crucial for regular players and high-volume gamblers. While casual players may rely on luck, experienced users use RTP to guide their game selection and betting strategy.
Long-Term RTP in Practice
Operators should balance their portfolio between:
- High RTP games: attract players and build trust
- Low RTP games: more profitable for the house
Even in low RTP games, big wins are possible thanks to RNG unpredictability. But to match the theoretical RTP, a massive number of spins must occur.
Example: High-RTP Slots from BGaming
- Fruit Million — RTP: 97.1%
Holiday-themed slot with stacked symbols and expanded wilds. - Lucky Lady Moon — RTP: 97%
Includes Wild Multipliers and Free Spins with x3 multiplier. - Aztec Magic Bonanza — RTP: 96.69%
Exploding symbols, Chance x2 feature, and huge win potential. - Aztec Magic Megaways — RTP: 96.69%
Up to 117,649 ways to win with Megaways mechanics. - Elvis Frog in Vegas — RTP: 96%
Includes Free Spins with Giant Symbols and Coin Respin jackpots.
Conclusion
RTP helps players understand the payout potential of each game and builds trust in the platform. For operators, balancing RTP across their game catalog is vital for both player satisfaction and profitability.
By offering a mix of payout rates, educating players, and promoting transparency, casinos can create a better experience — and a more loyal audience.
